Welcome to www.btglobalaccess.com. By using this website and our services, you agree to comply with the following Terms and Conditions (“Terms”). Please read them carefully.

1. Acceptance of Terms

By accessing or using our website, you agree to these Terms, along with any additional guidelines or policies referenced herein. If you do not agree, please discontinue use of the site.

2. Legal Entity & Operations

BT Global Access operates internationally as a registered entity in Canada and Finland:

• Canada: BT Global Access Inc. (Business ID: 1178670-9)

• Finland: BT Global Access (Business ID: 3591783-9)

3. Use of Services

BT Global Access provides international student recruitment and consultancy services. You agree to use our website and services only for lawful purposes.

4. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of BT Global Access or its licensors. You may not reproduce, distribute, or create derivative works without our prior written consent.

5. User Conduct

You agree not to:

• Use the site for fraudulent or unauthorized purposes.

• Interfere with the website’s functionality or security.

• Upload harmful or illegal content.

6. Limitation of Liability

BT Global Access is not liable for:

• Indirect, incidental, or consequential damages arising from your use of our services.

• Delays, errors, or interruptions caused by third parties or events beyond our control.

7. Payment and Refund Policy

Payments for our services must be made as outlined in your agreement with us. Refunds, if applicable, will be processed based on our refund policy provided at the time of payment.

8. Termination

We reserve the right to terminate or suspend your access to the website or services at our discretion, without prior notice, if you breach these Terms.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of Canada (Province of Ontario) and Finland, as applicable based on the jurisdiction of service delivery. Any legal disputes arising from these Terms or our services shall be submitted to the competent courts of Ontario, Canada, or Finland, depending on the relevant operating entity involved.

10. Changes to Terms

We may revise these Terms from time to time. Continued use of our website constitutes your acceptance of any changes.

11. Contact Information

For questions or concerns regarding these Terms and Conditions, please contact us at:

• Email: info@btglobalaccess.com